Upgrade’s founding team pioneered online lending on the premise that an online platform would operate at a lower cost and deliver a better customer experience than traditional banking. In 2016 Upgrade was created, a platform that combines a decade of online lending experience with the latest technology to further reduce the cost of credit, and deliver access to new products designed to help consumers better understand their credit and make responsible credit decisions.





Date Founded


January 2015



Renaud Laplanche, CEO

Myles Reaz, CCO

Jeff Bogan, CFO

Began working
with Arcadia


June 2017