Financial technology (“fintech”) has been driving the disintermediation of traditional credit providers since the turn of the 21st century. Founded in 1999, Arcadia was one of the first firms to capitalize on  fintech's revolutionizing credit. Now, nearly two decades later, our experience in fintech and insurance provides Arcadia with steady deal flow and broad expertise, producing a portfolio of differentiated and tech-forward lenders, which we refer to as "Loan Factories." To this day, Arcadia continues to provide balance sheet and growth capital to over 20 Loan Factories. Our pioneering model helps guide us while we transform young companies into efficient businesses who share our motivation to make lives better with credit.